Thursday Open Line


This week, President Obama has been taking initiatives to go around the passage of the American Jobs Act and introduce specific actions to help spur the economy.  It will allow borrowers to cap their student loan payments at 10% of discretionary income.  In the 2010 State of the Union, the President proposed – and Congress quickly enacted – an improved income-based repayment (IBR) plan, which allows student loan borrowers to cap their monthly payments at 15% of their discretionary income. Beginning July 1, 2014, the IBR plan is scheduled to reduce that limit from 15% to 10% of discretionary income.  For example, a nurse who is earning $45,000 and has $60,000 in federal student loans. Under the standard repayment plan, this borrower’s monthly repayment amount is $690. The currently available IBR plan would reduce this borrower’s payment by $332 to $358.  President Obama’s improved ‘Pay As You Earn’ plan will reduce her payment by an additional $119 to a more manageable $239 — a total reduction of $451 a month.

You can read more details about the plan here.

We’re seeking activities in the area for this weekend, and for Halloween which is Monday.  If you know of activities, be it your local haunted house, your church fall festival, etc please post it here to share with others!

Welcome to the Thursday Open Line!